01
Oversight from day one
We assess your business, agree the scope of your appointment and put a monitoring framework in place. Reviews cover your customer journey, marketing, reporting and issues that need attention.
AR & IAR Network
Your customers.
Our network.
Ongoing support.
Join Authorised Compliance as an Appointed Representative or Introducer Appointed Representative, with practical oversight, financial promotion sign-off and access to lender and broker relationships.
Three businesses already onboarded across our network
A PRINCIPAL FOR YOUR BUSINESS
Your business
AR or IAR appointmentYOUR PRINCIPAL. YOUR ONGOING PARTNER.
Oversight & supportThroughout your appointment
Product accessAgreed lender & broker routes
An arrangement built around your agreed activities
Principal oversight
Ongoing compliance support
Financial promotion sign-off
Lender & broker relationships
A working partnership
A principal that
supports your business.
Authorised Compliance acts as the principal firm for businesses joining our AR and IAR network. We take responsibility for the regulated activities covered by your appointment and provide the oversight, controls and ongoing support needed to carry them out.
From preparing your customer journey to overseeing your ongoing activity, we work with you throughout the relationship.
What you receive
The structure to operate.
The support to move forward.
Practical help across your agreed activities, with clear responsibilities and a principal you can speak to as your business develops.
02
Ongoing compliance support
Discuss new marketing channels, website changes, customer communications and plans to expand your activity before putting them into practice.
03
Financial promotion sign-off
We review and sign off promotions for the activities covered by your appointment before publication, including relevant websites, adverts, emails and social content.
04
Policies, training & guidance
Procedures and staff guidance that reflect how you operate. We cover communications, record keeping, customers who need extra support and how to escalate concerns.
05
Complaints & customer outcomes
Clear arrangements for handling complaints and concerns, with ongoing reviews to identify improvements and support relevant Consumer Duty requirements.
06
Lender & broker access
Support establishing routes for customers seeking credit. We agree available providers, products, commercial arrangements and customer journeys before launch.
Choose the right arrangement
Two routes.
One supportive principal.
Your appointment should reflect what your business actually does. We help you understand which route fits your role in the customer journey.
ARAppointed
Representative
Representative
For broader
credit-broking activity.
An AR appointment may suit a business that needs to do more than introduce customers. We assess your intended activities and agree which we can support under our FCA permissions.
- Agreed credit-broking activities and customer journey
- Controls that reflect your operating model
- Ongoing oversight of the activities we accept responsibility for
IARIntroducer Appointed
Representative
Representative
For introductions
and approved promotions.
An IAR appointment can cover introductions to Authorised Compliance and the distribution of approved, non-real-time financial promotions for products or services available through us.
- Introductions within your agreed appointment
- Approved promotions, such as prepared adverts and emails
- Onboarding, required notifications, monitoring and guidance
Your agreement defines what you can do. If your proposed journey goes beyond introductions and permitted promotions, we will assess whether an AR appointment or another route is needed.
Lender & broker access
Connect your audience
with credit opportunities.
You may be a publisher, affiliate, lead generator or business with customers who are looking for finance.
Whether your plans involve loans, credit cards or another credit product, tell us about your audience. We will assess the regulatory route and confirm which provider relationships and customer journeys we can support.
Discuss your product requirementsYour audience
The customers you want to connect with finance.
An agreed customer journey
Structured around your appointment and role.
Lender & broker relationships
Products and providers agreed before launch.
Access is subject to scope, provider requirements and available arrangements.
Need application forms, results journeys or technology too? We can discuss these alongside your appointment and confirm the available options. Explore AuthRoute for credit brokers →
How joining works
A clear path
from enquiry to launch.
We agree the scope, responsibilities and commercial terms with you before moving forward.
01
Tell us about
your business
We discuss your audience, marketing channels, intended products and customer journey.
02
Agree the right
arrangement
We assess whether AR or IAR status fits and explain the scope, responsibilities and fees.
03
Prepare for
appointment
Due diligence, contracts, controls, promotion reviews and the required regulatory steps.
04
Launch with
ongoing support
Once appointment and launch requirements are complete, we oversee the agreed activity.
You remain responsible for running your business in line with the agreement, supplying the information we need and obtaining sign-off where required.
Before you join
A few useful
things to know.
Do I need an AR or IAR appointment?
That depends on the activities you carry out. IAR status is limited to introductions and permitted promotions. If your role goes further, we will assess whether an AR appointment or another route fits.
What does financial promotion sign-off cover?
We review promotions for the activities covered by your appointment, including relevant website content, landing pages, adverts, emails and social media. We explain any changes needed before publication.
Which credit products can I offer?
We confirm the products, providers and customer journeys available for your proposed arrangement. Access depends on your scope of appointment, provider requirements and the arrangements in place.
Can you support the technology as well?
Tell us whether you need application forms, results journeys or other technology. We can discuss the requirements alongside your appointment and confirm the available options.
Looking for an AR
or IAR principal?
Tell us what you want to offer your customers and where you need support. We will explain whether our network is a suitable fit and what joining would involve.
Discuss joining our network Start with a conversation about your business.