Consumer Duty Support

Practical Consumer Duty support for credit brokers, ARs, IARs and finance businesses that need to evidence fair customer outcomes across the full customer journey.

Get in touch

Turning Consumer Duty into practical customer outcome monitoring

Consumer Duty is not just a policy document. It should shape how your credit broking business operates day to day.

For credit brokers, this means looking at how customers find you, what they are told, how your role is explained, how lender introductions work, how vulnerable customers are supported and how complaints or poor outcomes are identified.

At Authorised Compliance, we help firms turn Consumer Duty into practical controls, clear evidence and useful management information.

How we support Consumer Duty

We help firms embed Consumer Duty into day-to-day operations by reviewing customer journeys, communications, support arrangements and management information to evidence good customer outcomes.

01

Customer journey reviews

We review the customer journey from first advert or enquiry through to application, lender introduction, customer support and complaints.

02

Customer understanding and communications

We assess whether websites, landing pages, emails, scripts and disclosures give customers the right information at the right stage.

03

Vulnerable customer and support reviews

We review how customers are supported throughout the journey, including customers in vulnerable circumstances or those who may need additional help.

04

Outcome monitoring and MI

We help firms build practical management information, review processes and reporting that show whether good customer outcomes are being delivered.

Credit broking is what we know

Consumer Duty support built around real credit broking journeys

Authorised Compliance brings more than 20 years of experience across consumer finance, credit broking, lender relationships, AR networks, IAR models, fintech platforms and motor finance.

That means we understand how customer outcomes can be affected by marketing, website wording, lender introductions, eligibility expectations, fees, commissions, vulnerable customer support and complaint handling.

We help firms review Consumer Duty through the full credit broking journey, not as a separate compliance exercise that sits away from the business.

A stronger Consumer Duty framework from day one

A strong Consumer Duty framework should help the business understand what customers are experiencing and where risks may appear.

We help firms review the way customers move through the journey, how decisions are explained, whether communications are clear, whether support is effective and whether senior management has the right information to identify issues early.

The aim is to build a framework that supports responsible growth, gives the business better oversight and helps evidence fair customer outcomes.

Customers should understand who they are dealing with, whether the firm is acting as a credit broker, what service is being provided and what happens after they make an enquiry.

We review customer communications to identify where wording, timing or prominence may need to improve.

Customers should be able to access support when they need it.

We help review contact routes, response processes, vulnerable customer procedures, escalation points and the way support is evidenced across the journey.

Credit brokers need to understand how their fees, commission, lender relationships and commercial arrangements may affect customer outcomes.

We help firms review whether the value of the service is clear, fair and properly evidenced.

Consumer Duty needs useful evidence.

We help firms build practical MI, review schedules, action tracking and senior management reporting so risks, trends and outcomes can be properly monitored.

Who we support

Credit brokers, ARs, IARs and growing finance businesses

Authorised Compliance supports firms that need practical help with Consumer Duty implementation, review or ongoing monitoring.

This includes credit brokers, lead generation firms, Appointed Representatives, Introducer Appointed Representatives, fintech platforms, motor finance introducers, affiliate businesses and firms applying for FCA authorisation.

We also support firms that already have Consumer Duty documents in place but need stronger evidence that the framework is working in practice.

When Consumer Duty support can help

Common signs your Consumer Duty framework needs review

Consumer Duty support is particularly useful when your customer journey has changed, your website has been updated, you are launching new marketing activity, working with affiliates, changing lender relationships or preparing for a compliance review.

You may also need support if your Consumer Duty evidence is limited, your MI is too generic, your vulnerable customer process is unclear, complaints are increasing or senior management does not have a clear view of customer outcomes.

Reviewing these areas early helps firms identify risk, improve controls and evidence the actions being taken.

Our approach

Practical, structured and built around your customer journey

1.

Understand

We review your business model, customer journey, target market, communications, lender relationships, support processes and existing Consumer Duty framework.

2.

Identify

We highlight gaps in customer understanding, support, fair value, vulnerable customer processes, complaints, MI and governance.

3.

Strengthen

We help improve communications, procedures, outcome monitoring, reporting, action tracking and the evidence behind your Consumer Duty framework.

4.

Support

We provide ongoing support where needed, including reviews, audits, customer journey testing, MI development and remediation planning.

Why credit brokers choose Authorised Compliance

Specialist support from credit broking people

Consumer Duty reviews can become too generic when they are not built around the way credit brokers actually operate.

Authorised Compliance is built around credit broking expertise. We understand how customers move from advert to enquiry, from broker to lender, and from application to outcome.

Our advice is practical, commercially aware and focused on helping firms evidence fair customer outcomes in a way that works for the business.

Build a stronger Consumer Duty framework

Speak to Authorised Compliance about Consumer Duty support

Get in touch