Practical FCA compliance support for UK credit brokers, ARs and IARs. We help firms build controlled, commercially effective credit broking models designed around fair customer outcomes.
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Authorised Compliance helps UK credit brokers operate with confidence, whether they are seeking AR, IAR or direct authorisation status, or need stronger compliance monitoring, financial promotion controls, complaints oversight or Consumer Duty support.
We support the full credit broking lifecycle, from customer journeys and lender relationships to FCA applications, AR and IAR frameworks, financial promotions, complaints, audits, remediation and ongoing monitoring.
Our role is simple: to help you build a credit broking model that is commercially effective, properly controlled and designed around fair customer outcomes.
Authorised Compliance brings more than 20 years of experience across consumer finance, credit broking, lender relationships, AR networks, IAR models, fintech platforms and motor finance.
That means our advice is practical, commercially aware and grounded in how credit broking businesses actually operate. We do not believe in generic compliance documents that sit unused. We help firms build controls that work in practice, support responsible growth and create evidence that the business is being managed properly.
Whether you are applying for FCA authorisation, operating as an AR or IAR, reviewing your website, strengthening Consumer Duty evidence or improving your compliance monitoring, we can help you move forward with confidence.
Credit broker compliance needs to cover every stage of the customer journey, from the first advert through to application, lender introduction, customer support, complaints and ongoing outcome monitoring.
We help firms review the full journey, identify where regulatory risk may appear and build practical controls around the way the business actually operates.
Authorised Compliance supports a range of firms operating in or around regulated credit broking.
This includes established credit brokers, new entrants applying for FCA authorisation, businesses operating as Appointed Representatives or Introducer Appointed Representatives, lead generation firms, fintech platforms, affiliate businesses, motor finance introducers and firms reviewing whether their current regulatory structure is still right.
Our support is particularly useful for firms that are growing quickly, launching new customer journeys, working with partners, reviewing lender relationships or strengthening their compliance framework before a regulatory review.
Credit broker compliance should be reviewed whenever the business changes, grows or identifies risk.
You may need support if you are launching a new website, adding new marketing channels, working with affiliates, changing lender panels, appointing introducers, applying for FCA authorisation, moving from AR or IAR status, receiving more complaints or preparing for a principal or FCA review.
You may also need support if your compliance documents are generic, your Consumer Duty evidence is limited, your financial promotion approval process is unclear or your senior management team does not have reliable compliance MI.
The earlier these issues are reviewed, the easier they are to control.
We start by understanding how your credit broking model actually works, then focus on the areas that create the most regulatory risk.
We review your customer journey, permissions, marketing channels, lender relationships, partners and existing compliance framework.
We highlight the key risks, gaps and areas where controls, disclosures or monitoring may need to improve.
We help improve your policies, procedures, financial promotion controls, Consumer Duty evidence, complaints process and monitoring framework.
We provide ongoing compliance support where needed, including reviews, audits, action tracking, MI and remediation planning.
Specialist support from credit broking people
Authorised Compliance is built around credit broking expertise.
We understand the commercial pressure credit brokers face, from generating quality enquiries and managing lender relationships to working with partners, controlling promotions and maintaining customer trust.
Our role is to help you meet regulatory expectations without losing sight of how the business needs to operate.
We bring practical experience across consumer finance, credit broking, AR and IAR models, lender relationships, fintech platforms and motor finance. That means our advice is grounded in real operating models, not generic compliance theory.
Speak to Authorised Compliance about credit broker compliance support
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